Harvard Pilgrim Members
A new discount dental member savings program for eligible Harvard Pilgrim members…

What is Universal Dental Plan?

Universal Dental Plan is a Discount Dental Plan that offers a smart alternative to dental insurance.  Through the power of collective bargaining with our network of dentists, members pay an affordable membership fee in exchange for guaranteed 20-50% discounts on all procedures—from cleanings to crowns, dentures to braces, even cosmetic work. Please Click Here to view our Current Fee Schedule  


How do Harvard Pilgrim members save?

As part of Discounts & Savings Program, all eligible Harvard Pilgrim members will benefit from up to a 28% discount on membership fees when they join Universal Dental Plan. In addition, because this is not insurance, they will benefit from the following advantages:

  • 20-50% guaranteed discounts on all Procedures at Universal Dental Plan Network Dentists
  • No deductibles
  • No claim forms
  • No annual benefit maximums
  • No pre-existing conditions
  • And no frequency limitations

Membership is immediate upon payment of the membership fee and enrollment and there are no waiting periods on any procedure. 

Why is Universal Dental Plan unique?

Our motto is “Know your fare before you’re there When you’re planning a vacation, you can go online and see the price you’ll pay for the airplane, rental car and hotel before you even buy your ticket. Universal Dental Plan lets you do the same thing for dentistry.  Universal Dental Plan’s specially negotiated dental fees are outlined and charted in comparison to standard dental fees.  Once you’ve seen our plan’s dental fees in black and white, it’s clear why we’re the number one alternative to dental insurance.  

How does Universal Dental Plan work?

It is easy.  You pay as low as $6.75/month for membership. When you visit one of our participating dentists, you’ll pay them at the time of service, only 20-50% less.   

What are the membership fees for Harvard Pilgrim members?




 Individual $80.75/yr $68.88/yr $6.75/month
 Individual +1 $114.85/yr $97.92/yr $8.96/month
 Family $148.75/yr $126.48/yr $11.25/month


** Monthly and yearly payments can be made by credit/debit card or check.   

How do I join Universal Dental Plan?

Joining is very simple. You can enroll by:

  • Clicking Here
  • Clicking on the Become a Member tab on the home page.
  • Calling us at 617-859-1777 or at 1-800-894-8984.

Universal Dental Plan is your answer to the question of immediate affordable quality dental care.

JOIN now and SAVE today.

Universal Dental Plan is not dental insurance. This plan does not meet minimum creditable coverage requirements under Massachusetts Law. The plan provides discounts at specific dental providers for dental services. The plan does not make payments directly to the providers of dental services. Plan members are obligated to pay for all dental care services but will receive a discount from those dental care providers who have contracted with the discount dental plan organization. The range of discounts will vary depending on the services provided. For questions concerning the Plan, including a list of network providers, please contact Universal Dental Plan: 20 Park Plaza 4th Floor, Boston, MA 02116. 1-800-894-8984, www.universaldentalplan.com, info@universaldentalplan.com.