For Eligible Harvard Pilgrim Members

What is Universal Dental Plan?

We are a Discount Dental Plan that offers a smart alternative to dental insurance.  Through the power of collective bargaining with our network of dentists, members pay an affordable membership fee in exchange for guaranteed 20-50% discounts on all procedures—from cleanings to crowns, dentures to braces, even cosmetic work.   Please Click Here to view our Current Fee Schedule.

Membership benefits

We take the guess work out of pricing 

With UDP, all network dentists charge according to 1 fee schedule.  Prices do not change per dentist or location like in other discount dental plans. 

The dental care you need when you need it

UDP has no waiting periods, no restrictions, no limitations, and no pre-existing conditions, no matter how complicated your dental care is.

No procedure limits or annual maximums

There is no annual cap (maximum) on how much you can save, nor is there any frequency limit on any type of procedure.  You can go to the dentists as much as you need and save every time

No age limitations

How do Harvard Pilgrim members save?

All eligible HPHC members will benefit from up to a 28% discount on membership fees when they join Universal Dental Plan. In addition, because this is not insurance, they will benefit from the following advantages:
  • 20-50% guaranteed discounts on all Procedures at Universal Dental Plan
  • Network Dentists
  • No deductibles
  • No claim forms
  • No annual benefit maximums
  • No pre-existing conditions
  • And no frequency limitations
Membership is immediate upon payment of the membership fee and enrollment and there are no waiting periods on any procedure.

3 Easy Steps to Become a Member

1. Choose your plan
Choose from Individual, Dual or Family Plan
  • Upon payment, membership ID number will be assigned by UDP and membership is ready for use immediately
2. Find a Dentist from our Network
Our Dentist Search tool makes it easy to find a participating dentist. 
  • Search by specialty, zip code, or location
  • Make an appointment with the network dentist. 
3. Show your card
Pay your dentist at the time of visit and save immediately.
  • Discounts are applied to your invoice automatically.

Membership Fee for Eligible
Harvard Pilgrim Members

Plans available to the residents of Massachusetts and Maine.

Not a Harvard  Pilgrim Member. Click Here

Monthly
Annual

Individual

$ 6
75
Billed Monthly
  • For eligible Harvard Pilgrim members
  • One-time $20 activation fee
  • Monthly membership requires annual commitment.
  • All Plans renew automatically.

Individual + 1

$ 8
96
Billed Monthly
  • For eligible Harvard Pilgrim members
  • One-time $20 activation fee
  • Monthly membership requires annual commitment.
  • All Plans renew automatically.

Family

$ 11
25
Billed Monthly
  • For eligible Harvard Pilgrim members
  • One-time $20 activation fee
  • Monthly membership requires annual commitment.
  • All Plans renew automatically.

Individual

$ 68
88
Billed Yearly
  • For eligible Harvard Pilgrim members
  • One-time $20 activation fee
  • All Plans renew automatically.

Individual + 1

$ 97
92
Billed Yearly
  • For eligible Harvard Pilgrim members
  • One-time $20 activation fee
  • All Plans renew automatically.

Family

$ 126
48
Billed Yearly
  • For eligible Harvard Pilgrim members
  • One-time $20 activation fee
  • All Plans renew automatically.

Cancellation Policy:
If a member wishes to cancel his/her membership, the member may do so at least 30 days prior to membership expiration date. Universal Dental Plan employs a No-Questions-Asked termination policy.

Email cancelation request to cancellations@universaldentalplan.com.

60-day money back guarantee:
Members who cancel their plan membership no later than the 60th day after their enrollment or automatic renewal date are entitled to a full refund of all membership fees paid to the discount dental plan (not including any activation fee). After 60 days, membership is subject to the cancellation policy detailed above.